Plan It® de American Express

Book Your Trip Now and Pay Later

When it comes to travel, you should have the flexibility to choose how and when you pay for your upcoming trip. With Plan It, you can book now and pay later with a fixed monthly fee for purchases of $100 or more when using your eligible, Go to footer note American Express Card. Terms apply, Go to footer note.

 

Opciones de plan de pago en 3, 6, 12 o 24 meses Opciones de plan de pago en 3, 6, 12 o 24 meses
Easily choose the available
plan duration that works for you
Sin cargos ocultos Sin cargos ocultos
See exactly what you would pay each month before checking out
Gane recompensas para viajes Gane recompensas para viajes
Earn rewards the way you
usually do

How to Use Plan It

Split up the cost of your trip into monthly installments with a fixed monthly fee using your eligible American Express Card.

Follow the steps below to use Plan It for your upcoming travel:

  1. Use your eligible American Express Card to pay - for a faster checkout experience, make sure you are logged in to your SkyMiles account and that you have stored your American Express Card
  2. Choose to pay over 3, 6 or 12 months during checkout on delta.com and please note that plan durations offered may differ based on creditworthiness
  3. Track the progress of your plan through your American Express account

Your plan purchase will typically show on your American Express account within 48 hours though it may take up to 5 business days to reflect on your account. For more details visit americanexpress.com/planit.

¿No es titular de una tarjeta Delta SkyMiles® de American Express®?
Take advantage of Plan It and also enjoy travel rewards including your first checked bag free when you fly Delta, with an eligible Delta SkyMiles American Express Card.
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Preguntas frecuentes
All Delta flight purchases that are $100 or more may be eligible for Plan It at checkout on delta.com. Plan It is not available after initial flight purchase for other purchases or upgrades such as post purchase seat upgrades. Plan It cannot be used for Delta Vacations® packages and Delta Sky Club® memberships. Plan It can be combined with Miles redemption at checkout only if the remaining balance of your purchase after Miles redemption is $100 or more.
You’ll pay a fixed monthly plan fee for the duration of your plan that will be disclosed upfront. You can find more details on plan fees at americanexpress.com/planit.
The Plan It feature is not available for post-ticketing purchases on delta.com. Plan It is only available at checkout for ticket purchases. However, customers may choose to plan their purchase through their American Express account after the transaction has posted.
You do not need a Delta American Express Card to use Plan It, but you do have to have an eligible American Express U.S. Personal Card. Please visit our Delta SkyMiles American Express Card page to discover all the benefits and apply today.

You can cancel your flight at any time, however, this will not result in the cancellation of your payment plan. If you receive a refund/credit for a purchase placed into a plan, you can request that the amount be applied to your plan balance. Once you see the credit on your account, please call the number on the back of your card to speak with a Plan It Specialist to have the amount applied to the plan balance.

With our 24-Hour Risk-Free Cancellation, you have up to 24 hours after booking to cancel your flight for any reason and receive a full refund with no fees. If you selected Plan It at checkout and need to cancel your flight within 24 hours of booking and the charge was never billed to your American Express account, the plan will not be created. You will only see an active plan when the transaction posts to your account.

Please review Delta’s Cancellation Policy.  

If you have questions about your plan, please visit americanexpress.com/planit.
Delta Gift Cards and eCredits can be combined with Plan It. However, after applying your available eCredit or Delta Gift Card, the total remaining balance applied to your eligible American Express U.S. Personal Card must be at least $100 for Plan It to be available.
Plan It is not available for Delta Vacations packages.

Monthly Installments with Plan It® by American Express

Delta flight purchases that are $100 or more may be eligible for Plan It at checkout on delta.com. Plan It is not available at checkout after initial flight purchase for other purchases or upgrades such as post purchase seat upgrades. Plan It cannot be used at checkout for Delta Vacations® packages and Delta Sky Club® memberships. Plan It can be combined with Miles redemption at checkout only if the remaining balance of your purchase after Miles redemption is $100 or more. Si realiza el pago con Plan It, su compra con Delta Air Lines se colocará automáticamente en un plan de pago, sujeto a un cargo adicional del plan. El cargo adicional del plan es un cargo por financiamiento fijo que se cobrará cada mes que el plan correspondiente esté activo. Por lo general, su plan se establecerá en su cuenta dentro de las 48 horas después la compra, pero puede tardar hasta 5 días. If the merchant submits your purchase as multiple separate amounts you will have multiple plans created on your Account.

At checkout, you will be offered 1–3 plan duration options. The plan duration options can vary based on a variety of factors such as the purchase amount, your Account history, and your creditworthiness. If you are enrolled in an intro or promotional APR, you may see limited plan duration options during the intro or promotional period when you use Plan It on your Account. If you create a plan during an introductory or promotional APR period, your plan fee will be based on the introductory or promotional APR as long as the plan is created before 11:59pm MST on the last day of the introductory or promotional period. After a plan is paid in full, it will be removed from your Account in the next billing period.

Your ability to use Plan It at checkout will be based on a variety of factors such as your creditworthiness, and your Credit Limit or Pay Over Time Limit, as applicable. El límite de pago a plazo se aplica al total de sus saldos de pagos a plazo, de adelanto en efectivo y de planes. Es posible que no podamos crear un plan si eso hace que usted supere su límite de pago a plazo o que su saldo del plan supere los 95 % del nuevo saldo total de su cuenta en su último estado de cuenta. No podremos crear planes si en el momento en que se solicita el plan o en el momento en que se configura el plan en su cuenta, se suspende su característica de pago a plazo o se cancela su cuenta. We will also not be able to create plans if, at the time the plan is requested or at the time the plan is set up on your Account, one or more of your American Express Accounts is enrolled in a payment program, has a payment that is returned unpaid, or is past due.

Plan It is available on Card Accounts issued by a U.S. banking subsidiary of American Express, excluding Accounts that do not have either a Credit Limit or the Pay Over Time feature. Solo el titular básico de la tarjeta o los gerentes de cuenta autorizados de la cuenta pueden crear un plan. Prepaid Cards and products, American Express Corporate Cards, American Express Small Business Cards and American Express-branded Cards or Account numbers issued by other financial institutions are not eligible.

Learn more about Plan It: americanexpress.com/planit